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Your Ultimate Guide to Handling Car Accidents

It can be stressful being involved in a car accident with all the questions that are coming into your mind once you are in the actual setting. After a car accident, it is important to check your well-being and the well-being of your passengers, get into a safe place as much as possible, call 911 immediately, wait for help, exchange info, document the accident, and notify your insurance company. If you are injured, it is best to contact 911 or ask someone else to do so, and if you are seriously injured, don’t attempt to move, just wait for the emergency personnel. Check for any bystanders to get the help you need if you are severely injured.

It is best to leave your car where it is, and just go to a safe place, but if it is causing hazard, better pull it to the sidewalk or side of the road. This is to ensure that the police will be able to determine who is at-fault in the car accident. Most can insurance in the United States is fault-based, wherein if the driver is at fault, his insurer will help in paying for medical expenses, repairs, and other losses such as lost wages, loss of consortium, and pain and suffering through the liability of a driver. Regardless if it is a major collision or a minor fender-bender, it is crucial to call the police because this is legally required. The police responders will document the scene and fill out an accident report. You can also go to the nearest police station and report the car accident yourself. Don’t forget to turn off the engine, turn on your hazard lights, and use road flares for warning other vehicles so they can slow down. It is important to exchange important information with the other driver once you are sure that you and your passengers are uninjured. The most important details include full name and contact information, insurance company and policy number, driver’s license, license plate number, vehicle information (type, color, and model), and the location of the accident.

Documentation of the accident is important to help in protecting yourself by identifying the police officers by getting their names and badge numbers, get a copy of the accident report, take pictures of your vehicle in all angles to show damage done to both cars, and talking to witnesses to get their names and contact details. You need to contact a car accident lawyer to help you in establishing and proving your car accident claim.

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